Equity & RSUs
Track your RSUs without pretending they’re guaranteed.
RSUs (restricted stock units — company shares that vest on a schedule) can become real money, or vanish before they vest. GlidePath keeps vested and unvested separate, shows the vesting schedule and employer-stock concentration, and keeps unvested shares out of your base retirement plan unless you ask to see the upside case.
Vested and unvested are different kinds of money.
Vested shares are already yours — they belong in net worth, and selling them brings cost basis and gain/loss into play. Unvested shares are scheduled future pay that depends on staying employed, the stock price, and taxes at vest.
A tracker that blends them into one number makes a plan look better than it is. GlidePath keeps them labeled and apart, so “what I already own” never quietly inherits the optimism of “what might vest later.”
What an honest RSU tracker shows.
The vesting schedule
Grant date, vest dates, shares scheduled, fair market value at vest (the per-share price used when shares vest), shares withheld for tax, and shares delivered — the fields that decide what an RSU is actually worth to you.
Concentration risk
How much of your investable net worth rides on one employer’s stock — counted across vested shares and your other balances, with a note so you never double-count shares entered elsewhere.
Estimated tax at vest
RSUs are generally taxed as ordinary wage income when they vest. Pick your state and the withholding estimate sharpens — every figure framed as an estimate to plan with, not tax advice. See the RSU tax-at-vest calculator →
Shown with a fictional demo household — sample data, never real holdings.
Fictional demo household · sample data. It counts vested stock alongside your liquid and retirement balances — so the concentration number is real, not flattering.
The base plan stays sacred. The upside is a separate question.
This is the part that’s easy to get wrong.
Your base retirement projection keeps unvested equity out by default — the version you can trust without giving uncertain future compensation the benefit of the doubt. When you want it, an opt-in scenario shows what changes if the scheduled vests land at an assumed price. You see the modeled effect without pretending the future already happened. It’s a comparison, not a recommendation. Read the full reasoning →
Track your equity the honest way.
$129 one-time for Personal, $199 for Personal + Business. Your equity data stays on your own computer; a price refresh sends only the ticker symbols you hold, nothing else.
GlidePath shows you the math — for your specific situation, talk to a fiduciary advisor or CPA.