Planning, not tracking
Plan the next 30 years, not just last month.
For people who bounced off budget apps but still need real answers — can I retire, does a Roth conversion make sense, and which debt cliff is coming next? GlidePath shows the math in plain English, from a financial file that stays local by default.
30-day money-back refund · buy once, yours to keep · no bank login required
Actual app screen and illustrative cards using a fictional demo household — sample data, not a performance claim.
Actual product screens
Inspect the app before we ask you to buy it.
These are real screenshots from the current app using a fictional demo household. The point is to show the working surface — not a mockup, not a stock dashboard, and not a promise about your results.
Overview
Five questions, one first screen.
The home screen answers where you stand, what changed, what needs attention, how goals are doing, and where the long-term plan is headed.
See the setup path →
Balance transfers
The promo deadline is impossible to miss.
Every BT shows days remaining, monthly payment to clear, post-promo APR, paydown progress, and whether the schedule is behind.
Open this feature →
Retirement
A retirement answer with the math attached.
Monte Carlo probability, median nest egg, final balance, and plain-English context sit together instead of hiding behind a black-box score.
Open this feature →
Business
Schedule C as the year unfolds.
Income, expenses, depreciation, home office, and net profit stay mapped to tax lines so December is a review, not a reconstruction.
Open this feature →
RSUs & equity
Vests, taxes, concentration, and sales in one place.
Equity comp is not just a balance. GlidePath tracks upcoming vests, withholding estimates, realized gains, and employer-stock concentration.
Open this feature →
Reports
Spending graphs that explain the ledger.
Category and merchant views turn CSV transactions into readable reports without handing a third party your bank login.
Open this feature →Demo names, account numbers, and dollar amounts are fictionalized. Screenshots are product proof, not financial advice or forecast guarantees.
The decisions GlidePath is built for
Three questions that can change the next decade.
Budget apps tell you what already happened. GlidePath focuses on the money decisions still in front of you — each with the formula and assumptions in plain sight, built to show its work, not hide it.
Will my money last?
Monte Carlo retirement projections, Social Security timing, spending assumptions, and survivor-year stress tests — in one view, not five tabs.
Demo 92% chance the money lasts to age 92
success = funded paths ÷ total simulations
Does a Roth conversion make sense?
Find the low-tax years before RMDs, watch the Social Security tax torpedo, and see which single assumption moves the answer.
Demo a 4-year low-tax window before RMDs
headroom = bracket top − taxable income
Which debt cliff should I kill?
Track 0% promo deadlines, payoff pace, and the post-promo APR — and whether your monthly budget actually clears it before the rate snaps back.
Demo 134 days before the rate jumps to 24.99%
clear payment = balance ÷ months left
Local-first, stated carefully
Your financial file stays on your computer.
GlidePath is for people who don’t want another cloud vault for their household finances. Your core financial file stays on your computer by default. The handful of optional cloud features each show exactly what they send before you turn them on — and you can leave them all off.
Stays on your computer
- Accounts & balances
- Transactions & categories
- Retirement & tax projections
- Plain files you can open in Excel
Limited cloud touchpoints
- Required: license activation & update checks — a license key and device info, never financial data
- Opt-in: AI questions, plus a transaction’s merchant, amount & date if you use AI categorization
- Opt-in: forwarded email-inbox content, if you set it up
- Opt-in: phone access to your own PC
And everything a money app should do
The planning is the wedge. The day-to-day works too.
Subscription & trial alarms
Catches the “$0 now, $99 later” trial before it bills — we warn you 30 days out. See it →
Credit Health
The five score factors mapped to your own cards — utilization, due dates, history. No credit pull. See it →
Cash flow & spending
Ledger, categorization, a spending donut, and gap analysis — imported from most bank or aggregator CSVs. How import works →
Equity & RSUs
Track vesting schedules, the tax withheld at each vest, and how your RSUs and options fold into net worth and retirement. See it →
Self-employed tools
Invoices, a year-round Schedule C, mileage, home office, and a year-end accountant pack. See the business tools →
Browser extension
Grabs your bank’s CSV on Export (Chase, Amex, Citi, BoA) — login stays in the browser, import goes to your local app. See it →
Glide, the explainer
Ask “what’s a Roth conversion?” and get a plain-English answer. It sees what you type into the chat, not an automatic feed of your accounts. How it’s private →
Built for the person who bounced off every other money app.
Power means nothing if you bounce on day one. So a lot of the engineering goes into the quiet half:
- Explain Mode is on by default. Your retirement, tax, and balance-transfer projections come with their plain-English context — the assumptions, the formula, the caveats — already visible. Toggle it off for the dense view.
- Every empty state has a job. Open a page before you’ve added data and you get a “here’s why you’d use this, and how to start” panel — not a wall of $0.00 cards.
- No jargon walls. Industry words get plain-English replacements; where a real term has to appear (Roth, Tax Valley, Monte Carlo) it’s defined inline with an example the first time it shows up.
Built by Jeff — 22 years inside a banking firm, 35 years a frustrated user of every money app there is. Backed by QuickTech LLC, an independent Illinois software company since 2019.
Simple ownership
Buy once. Keep the app.
$129 one-time for Personal, $199 for Personal + Business — first year of updates included. Optional $39/yr after that keeps tax rules, bank parsers, and new features current; stop any time and the app you bought keeps working.
Before you buy
Quick answers.
Do I have to connect my bank?
No. GlidePath runs on local files and manual or imported data — drag-and-drop CSV import, or the optional browser extension for one-click captures. No bank login required.
Does my data leave my computer?
Your financial file stays local by default. A few things send limited data: license activation and update checks (required — just a license key and device info, no financial data), plus the optional AI categorization, email-inbox, and phone-access features, which send only limited transaction details and each show exactly what they send before you use them. Leave them off and nothing leaves.
What happens if I stop the optional maintenance?
The app you bought keeps working. Maintenance just keeps you current on tax rules, bank parsers, security patches, and new features.
Is this financial advice?
No — it’s an educational planning tool. It shows you assumptions and tradeoffs in plain English, but it isn’t personalized tax, investment, or legal advice.
Real talk
Where you’ve been matters less than where you’re going.
Nobody’s finances feel “on track” all the time. GlidePath skips the judgment — just the dollars behind your choices and the next decision, front and center. We’ll help you get there.
Ready to see your own numbers?
Retirement, tax windows, debt cliffs, subscriptions, and spending — with the math close enough to inspect.