Stuck? Start here.

What it providesNet worth, cash flow, debt, goals, retirement, business signals, freshness, and the few items that need attention in one opening read.

What you needAt least one account balance; transactions make the change story sharper.

Start hereOpen Overview after setup or an import.

1. Read the headline and its as-of date.
2. Open the one item that needs attention.
3. Use the evidence links when you want the rows behind a number.

What it providesConcrete next actions with due timing, supporting facts, completion, snooze, dismiss, and recurring follow-through rules.

What you needEnough account, card, subscription, goal, or calendar data for an action to become relevant.

Start hereOpen Action Queue from Today.

1. Start with the first open item.
2. Inspect its linked evidence.
3. Mark it done, snooze it, or dismiss it with a reason.

What it providesMonthly change, cash-flow Sankey and waterfall, debt timeline, promo-cliff risk, net-worth projection, year-to-date, goals, saved reports, and business reports.

What you needThe source records used by each report; waiting cards name the missing input.

Start hereOpen Reports and choose the question you want answered.

1. Pick a ready report card.
2. Read the lead before the tables.
3. Open its evidence or save a custom ledger window.

What it providesCash flow, top spending, large transactions, balance changes, unusual charges, new merchants, budget pace, goals, and maintenance checklist.

What you needRecent transactions; balance history enables account-change comparisons.

Start hereOpen Weekly digest from Today.

1. Review the week and comparison dates.
2. Open any unusual charge or goal.
3. Finish the small upkeep in the checklist.

What it providesDated account and card snapshots, business P&L, optional retirement updates, a Money State note, and past-close history.

What you needCurrent balances for the accounts you want represented.

Start hereOpen Monthly Close near month-end.

1. Update the balances that changed.
2. Add business or retirement facts that apply.
3. Save one decision—or an intentional skip.

What it providesMatched balances, imports missing from the tracker, tracker accounts missing from imports, and normalized liability comparisons.

What you needA balance-bearing import and existing tracked accounts.

Start hereOpen Reconcile after importing account or statement balances.

1. Review exact and suggested matches.
2. Inspect unmatched rows on either side.
3. Correct the source or tracker instead of forcing a match.

What it providesQuestions GlidePath can answer, partial areas, fragile flows, and the missing fact that would sharpen each area.

What you needNothing; the empty state identifies useful first inputs.

Start hereOpen What GlidePath knows from Today.

1. Treat the labels as data readiness, not a financial score.
2. Open the highest-impact gap.
3. Return after adding the missing fact.

What it providesStatement PDFs waiting for review, extension transactions, recent bank imports, and uncategorized items.

What you needA captured PDF, browser-extension export, or recent import.

Start hereOpen Recently captured after bringing in new records.

1. Choose the queue with waiting work.
2. Review or route the item.
3. Confirm it became official or remained safely pending.

What it providesIncome, recurring outflows, debt service, protected floor, runway, variance, month history, and subscription audit.

What you needRecurring rows for the plan; transactions for actuals.

Start hereOpen Cash Flow and begin on the plan tab.

1. Confirm income and commitments.
2. Switch to actuals for a recent window.
3. Use the gap view to find the categories behind the difference.

What it providesSearch, filters, account/category/date windows, recurring and large-charge views, add/edit/delete, splits, and provenance.

What you needImported or manually entered transactions.

Start hereOpen Transactions after an import.

1. Start with Transaction health when the ledger is new.
2. Filter to the account or period you need.
3. Open a row to edit, split, or teach a future rule.

What it providesConfidence by downstream room, recurring changes, payees ranked by dollars, category variations, transfer noise, merchants, and provenance.

What you needTransaction history.

Start hereOpen Transaction health before browsing a large ledger.

1. Choose the lane tied to the room you care about.
2. Work from highest confidence lift downward.
3. Fix the exact rows and return to see the effect.

What it providesActive and watched subscriptions, monthly equivalents, promo conversion, next charge, review reminders, and transaction suggestions.

What you needManual rows or enough transaction history to detect recurring charges.

Start hereOpen Subscriptions and add the three renewals you most want to see coming.

1. Record price, cadence, and next charge or promo end.
2. Review suggested recurring charges.
3. Mark cancellations or set the next review date.

What it providesPayee rollups ranked by affected dollars, bulk categorization, and learned future rules.

What you needTransactions without a usable category.

Start hereOpen Uncategorized after Transaction health points there.

1. Start with the payee affecting the most money.
2. Apply the correct category to the shown rows.
3. Confirm the reusable rule only when rows changed.

What it providesMonth-specific targets, actuals, remaining amounts, flexible-spending analysis, and carry-forward choices.

What you needCategorized transactions for actuals; targets can be added anytime.

Start hereOpen Budgets and choose the current month.

1. Set targets for three to five categories.
2. Compare actual spending with each target.
3. Adjust next month when the target—not the person—was unrealistic.

What it providesCategory-by-month history, share of total, outliers, top merchants, rolling windows, and personal/business scope.

What you needCategorized transaction history.

Start hereOpen Spending and choose a 3, 6, 12, or 24 month window.

1. Read the category stack.
2. Open an outlier month or merchant.
3. Follow the evidence into matching transaction rows.

What it providesFlexible-category trend, plan context, fixed costs, variable essentials, and unclassified categories.

What you needCategorized transactions and, optionally, a recurring plan.

Start hereOpen Discretionary when you want to find room without judging every purchase.

1. Choose the time window.
2. Review the flexible categories and trend.
3. Correct misclassified categories before using the total.

What it providesPersonal, retirement, brokerage, property, card, loan, and business accounts; balance updates, notes, activity, and performance history.

What you needOne manually added or imported account.

Start hereOpen Accounts & balances and add the accounts needed for your first Money State.

1. Add an account with the correct type and owner.
2. Record a current balance and date.
3. Use account actions for notes, classification, or history.

What it providesCurrent total, monthly movement, type breakdown, biggest movers, 12-month change, history, tie-out, and Stanley–Danko benchmark.

What you needAccount and debt balances; history improves movement views.

Start hereOpen Net Worth after adding current balances.

1. Check the as-of context.
2. Inspect the biggest monthly movers.
3. Use the tie-out when the total surprises you.

What it providesNet worth, personal/business spending, retirement activity, and income streams by month.

What you needSeveral months of snapshots or transactions.

Start hereOpen Trends after at least two closes or several months of imports.

1. Choose the time window.
2. Find the trend that changed direction.
3. Open related evidence before drawing a conclusion.

What it providesPositions, lots, quantities, cost basis, value, allocation, account totals, and price management.

What you needManual positions or a supported holdings import.

Start hereOpen Holdings and add or import one position.

1. Confirm account, ticker, quantity, and asset class.
2. Refresh or set the price.
3. Review allocation and unpriced positions.

What it providesGrants, vesting tranches, next vest, held/sold shares, concentration, sales, realized gains, and withholding estimates.

What you needGrant details and prices; a broker CSV can accelerate setup.

Start hereOpen Equity & RSUs and add or import a grant.

1. Record type, ticker, units, and vest schedule.
2. Set a price and review concentration.
3. Record sales and keep the tax facts for your preparer.

What it providesBalances, limits, utilization, APRs, minimums, due dates, promos, urgency, annual fees, perks, and notes.

What you needOne card record.

Start hereOpen Credit Cards and add cards carrying a balance or tracked benefit.

1. Record balance, limit, APR, due date, and autopay.
2. Add promo terms or perks.
3. Work from priority grouping rather than list order.

What it providesScore record, overall/per-card utilization, payment history, account age, new credit, credit mix, and monthly utilization.

What you needCard limits and balances; optional score and opening dates sharpen it.

Start hereOpen Credit Health after adding cards.

1. Check payment and autopay status.
2. Review overall and per-card utilization.
3. Use the factor breakdown to understand the limits.

What it providesPromo terms, fees, balances, pace, required monthly amount, cliff risk, payoff order, closed history, and statement setup.

What you needBalance, promo end, post-promo APR, fee, and monthly capacity.

Start hereOpen Balance Transfers and add the transfer from its statement or terms.

1. Confirm the four numbers that decide the outcome.
2. Compare current with clear-in-time pace.
3. Update monthly and act before the cliff.

What it providesBalance, APR, monthly payment, dates, and amortization or payment schedules.

What you needPrincipal, rate, payment, and timing details.

Start hereOpen Loans & Mortgages and add the debt you want in the household picture.

1. Record balance, rate, and payment.
2. Review the projected schedule.
3. Update the balance at Monthly Close.

What it providesSavings, emergency, annual-bill, debt, and retirement goals with progress, pace, required amount, finish, milestones, and archive.

What you needA target; a linked account enables measured progress.

Start hereOpen Goals and choose one concrete target.

1. Choose type, amount, and date.
2. Link the account or debt that measures it.
3. Review pace after each import or close.

What it providesA guided pass through balances, contributions, future income, spending, retirement ages, uncertainty, and account types.

What you needRough estimates are enough.

Start hereOpen Retirement starter if the full planner feels like too much.

1. Add what you have.
2. Add what you contribute and expect later.
3. Enter spending, then open the full planner.

What it providesSingle/joint planning, Monte Carlo, fan chart, success range, funds-last, Social Security, survivor cases, RMDs, Roth windows, ACA, Tax Valley, IRMAA, and sensitivity.

What you needBalances, contributions, retirement ages, future income, and a realistic spending target.

Start hereOpen Retirement after adding the core inputs.

1. Resolve missing-input warnings.
2. Read ranges as modeled outcomes, not certainty.
3. Change one lever and inspect its assumptions.

What it providesTaxable conversion estimate, rate construction, Form 8606 lines, and preparer receipt.

What you needConversion, after-tax IRA basis, and total pre-tax IRA balances.

Start hereOpen Backdoor Roth before executing or documenting a conversion.

1. Enter the conversion and all covered IRA balances.
2. Review taxable and non-taxable portions.
3. Copy the receipt for professional review.

What it providesSolo 401(k)/SEP limits, employee and employer components, catch-up, and possible after-tax room.

What you needTax year, age, plan type, and eligible compensation.

Start hereOpen Solo 401(k) / SEP from Plan.

1. Choose year and plan.
2. Enter compensation and age facts.
3. Review each component with your administrator or preparer.

What it providesDeduction estimate, construction, phaseout context, and preparer receipt.

What you needTax year, filing status, taxable income, QBI, wages, and qualified property when relevant.

Start hereOpen QBI / Section 199A from Plan.

1. Enter household and business facts.
2. Review which limitation controls.
3. Copy the receipt for professional review.

What it providesPayroll-tax comparison, wage input, administration cost, net difference, and preparer receipt.

What you needProfit, proposed wage, filing facts, and real annual administration cost.

Start hereOpen S-corp vs sole prop before discussing an election.

1. Enter profit and a defensible wage.
2. Add payroll and administration cost.
3. Take the receipt to a qualified professional.

What it providesEligibility, contribution limit, remaining room, tax treatment, growth illustration, and receipt.

What you needTax year, coverage, age, eligibility months, and contributions.

Start hereOpen HSA stealth IRA from Plan.

1. Confirm eligibility and coverage.
2. Enter personal and employer contributions.
3. Review remaining room and keep the receipt.

What it providesLoss-lot list, unrealized-loss context, and tax-professional receipt.

What you needLots with quantity, cost basis, and current price.

Start hereOpen Tax-loss harvesting after Holdings is current.

1. Review loss lots.
2. Confirm basis and price freshness.
3. Consider wash sales with a professional before acting.

What it providesRetirement-age, Social Security, spending, savings, ACA, success-range, and final-balance scenarios with receipts.

What you needA configured retirement plan.

Start hereOpen Decision Studio after the base Retirement result is meaningful.

1. Use Your plan as the base.
2. Change one lever.
3. Copy a receipt naming the assumptions and movement.

What it providesReadable credit-card and cash-flow strategy narratives stored with household files.

What you needA strategy or cash-flow summary document.

Start hereOpen Strategy when you need the why behind a decision.

1. Read the current narrative.
2. Compare it with live pages.
3. Update the note when the strategy changes.

What it providesA 60-day income pause and $2,000 bill with liquid cushion, protected floor, modeled need, and runway.

What you needIncome, committed outflows, protected floor, and liquid balances.

Start hereOpen Fire Drills after Cash Flow has a usable plan.

1. Choose a drill.
2. Read the facts and what remains.
3. Use the receipt to decide which buffer needs attention.

What it providesPayoff timing, interest, cleared-card sequence, and the difference between strategies.

What you needBalances, APRs, minimums, promo dates, and total monthly debt budget.

Start hereOpen Simulator after Credit Cards and Balance Transfers are current.

1. Confirm debts and monthly budget.
2. Compare strategy payoff dates.
3. Update the tracker as real payments post.

What it providesCash/liabilities, recurring and actual P&L, profit trend, owner draws/contributions, tax set-aside, invoices, and household bridge.

What you needBusiness-tagged accounts or transactions.

Start hereOpen Business overview and answer the tax-scope question.

1. Add one business account or import.
2. Review the snapshot and household bridge.
3. Use Schedule C, assets, home office, logs, and settings as relevant.

What it providesPart I income, Part II expenses, mappings, Line 31, SE-tax context, and organizers for accrual, inventory, contractors, vehicles, assets, home office, and return handoff.

What you needBusiness transactions plus identity and exception facts that bank files do not carry.

Start hereOpen Business Tax Ready from Business.

1. Map each category to a tax line.
2. Complete applicable organizers.
3. Review the same numbers and exceptions the preparer receives.

What it providesCustomers, estimates, PDF invoices, line items, lifecycle states, partial payments, A/R aging, templates, proof, exports, and Schedule C linking.

What you needA customer and billable line; income linking needs a received payment or transaction.

Start hereOpen Invoices and create an estimate or invoice.

1. Choose the customer and add lines.
2. Download or mark it sent.
3. Record payment, match the deposit, and explicitly add received cash to business income.

What it providesDate, purpose, vehicle, miles, current-year IRS rate, annual total, and preparer handoff.

What you needA qualifying trip and vehicle facts.

Start hereOpen Business, choose Logs, and select Log a trip.

1. Record date, miles, destination, and purpose.
2. Review annual total and rate.
3. Reconcile trips with the vehicle organizer.

What it providesPayment log, annual totals, threshold flags, entity/payment-method exceptions, and organizer handoff.

What you needVendor, date, amount, service purpose, entity type, and payment method.

Start hereOpen Business, choose Logs, and select Log a contractor payment.

1. Record each service payment.
2. Review vendors nearing the threshold.
3. Confirm entity and payment method before preparing returns.

What it providesAsset ledger, Section 179, MACRS 5/7, remaining basis, disposal, Line 13, and vehicle/mileage overlap warning.

What you needDescription, cost, in-service date, business use, method, and disposal facts.

Start hereOpen Business and choose Assets.

1. Add cost and placed-in-service date.
2. Choose a method after confirming eligibility.
3. Carry the asset organizer to the preparer.

What it providesSimplified/actual inputs, business-use space, deduction preview, Line 30, and preparer handoff.

What you needQualification facts, office/home square footage, and relevant actual expenses when used.

Start hereOpen Business and choose Home office.

1. Confirm the space qualifies.
2. Choose simplified or actual inputs.
3. Review the preview with your preparer.

What it provides100%/110% safe harbor, withholding offset, installments, optional current-year 90% estimate, deadlines, and payment jar.

What you needPrior-year tax/AGI, expected withholding, filing status, and payments made.

Start hereOpen Business settings and find Estimated tax.

1. Enter prior-year facts and withholding.
2. Review target and installments.
3. Track payments and confirm exceptions or state rules professionally.

What it providesSchedule C preview, supporting rows, organizers, reconciliation files, receipt check, and downloadable package.

What you needCompleted mappings and relevant organizers.

Start hereOpen Business Tax Ready near preparation time.

1. Resolve missing income and mappings.
2. Complete applicable organizers.
3. Review and download the package.

What it providesBills, card dates, subscription reviews, goals, tax dates, household events, readiness radar, and next attention.

What you needDated records elsewhere or a manual event.

Start hereOpen Financial calendar after setting due and review dates.

1. Review the next 30 days.
2. Open the source page for action.
3. Correct the underlying date there.

What it providesMember records, ages, birth dates, contributions, retirement ages, and shared retirement timeline.

What you needOnly the people relevant to the plan; single households remain first-class.

Start hereOpen Household & partners when another person belongs in the plan.

1. Add the person and dates.
2. Record contributions and retirement timing.
3. Review the shared Retirement timeline.

What it providesSealed entries, account/subscription checklist, survivor instructions, printable sheet, Recovery USB, and readiness receipt.

What you needOnly the entries and instructions the household chooses to preserve.

Start hereOpen Household vault and begin with the readiness list.

1. Add sealed information and instructions.
2. Build the review checklist.
3. Print the sheet and store a Recovery USB where it can be found.

What it providesPolicy records, premiums, contacts, beneficiaries, life/disability need estimates, and proof limits.

What you needPolicy documents and rough need assumptions.

Start hereOpen Insurance inventory and add each active policy.

1. Record coverage, premium, owner, and contact.
2. Review estimates as prompts, not quotes.
3. Store the contact path in the Vault.

What it providesDocument types, categories, expected/received state, notes, storage references, and annual checklist.

What you needThe documents expected for the household and business.

Start hereOpen Tax documents at the start of tax season.

1. Add expected documents.
2. Mark each received and note where it lives.
3. Review what remains before handoff.

What it providesOne-file and balance-first paths, demo households, business-scope question, phased checklist, and Ask Glide context.

What you needNothing; demos use fictional data.

Start hereOpen Getting started on first launch.

1. Choose real-file or demo-first.
2. Complete minimum balance steps.
3. Add optional detail only when it sharpens a question.

What it providesData-folder context, import watcher, app voice, text size, theme, quiet view, notifications, startup backups, and local connection.

What you needNothing.

Start hereOpen Settings from Trust & Data.

1. Review install and data-folder details.
2. Choose display and voice.
3. Enable only the watcher, notification, backup, or connection behaviors you want.

What it providesInstitution links, account notes, and CSV-export directions.

What you needOnly the institutions the household uses.

Start hereOpen Financial sites and add one institution.

1. Record the official login page, never a credential.
2. Add the export path.
3. Use it during monthly import or survivor handoff.

What it providesCSV, TSV, XLSX, budget-app, brokerage, equity, readable-PDF, saved mappings, preview, validation, dedupe, routing, and receipts.

What you needA supported export or safely mappable date, description, amount, and destination.

Start hereOpen Import and drop one export file.

1. Confirm source and destination.
2. Review rows, signs, categories, and overlaps.
3. Import only when preview matches the source.

What it providesUser rules, heuristic coverage, match counts, category hints, longest-pattern precedence, and future cleanup.

What you needImported descriptions needing normalization.

Start hereOpen Clean up payee names after spotting a repeated noisy description.

1. Add the smallest distinctive pattern.
2. Preview affected descriptions.
3. Save the friendly name and optional category hint.

What it providesManual/startup backup, history, full-data export, clean restore, new-computer guidance, and off-device reminder.

What you needA writable backup location; resilience also needs a copy off this computer.

Start hereOpen Backups and create the first snapshot.

1. Create and verify a backup.
2. Copy important backups off the computer.
3. Practice the clean-restore path before an emergency.

What it providesData location, protection status, contents overview, and scoped support bundle.

What you needNothing.

Start hereOpen Data Health when checking storage, protection, or support readiness.

1. Confirm the data location.
2. Review protection and recovery.
3. Preview a support bundle before sharing it.

What it providesActivation, devices, key recovery, subscription, Business tier, app password, idle lock, notifications, and Glide settings.

What you needActivation for license/device management; app lock is optional.

Start hereOpen License & devices.

1. Confirm tier and active devices.
2. Remove installations you no longer control.
3. Set password and idle timeout when useful.

What it providesAutomatic/passphrase mode, unlock, passphrase change, migration recovery, openable copy, and disable path.

What you needA recovery plan before passphrase mode.

Start hereOpen Data security and read the recovery tradeoff first.

1. Choose automatic or passphrase protection.
2. Store the recovery material.
3. Verify lock and unlock before removing any openable copy.

What it providesCloud touchpoints, local boundaries, routing facts, lit-up tools, quieted facts, restore controls, and safety prompts.

What you needNothing.

Start hereOpen Trust Center when a privacy or relevance question comes up.

1. Review privacy posture.
2. Inspect facts that made tools relevant.
3. Confirm, quiet, restore, or clear them.

What it providesLocal check-ins, cloud explanations for typed prompts, page context, visible limits, and optional Anthropic key.

What you needInternet only for cloud explanations.

Start hereSelect Ask Glide in the top bar.

1. Ask what a page or concept means.
2. Check the disclosure before cloud use.
3. Use the answer to understand, not as individualized advice.

What it providesCatalog-driven feature instructions, concepts, privacy/security help, troubleshooting, FAQ, and human contact.

What you needNothing.

Start hereOpen Help & FAQ and search by job or feature name.

1. Choose a feature guide or topic.
2. Follow its first action and steps.
3. Use Feedback when the guide does not answer the situation.

What it providesOfficial links, marked third-party explainers, usage guides, and glossary.

What you needInternet to open external sources; no financial data is sent with a link.

Start hereOpen Resources or an in-context resource shelf.

1. Choose the topic.
2. Read the plain-English guide when useful.
3. Open the authority and treat it as the final source.

What it providesFee-only fiduciary directories, BrokerCheck and credential verification, and interview questions.

What you needInternet to open external directories.

Start hereOpen Find an advisor from Trust & Data.

1. Start with a fee-only directory.
2. Verify the person and firm.
3. Use the questions before sharing records or signing.

What it providesCSV/PDF capture, manual drop, last-four routing, held-file retry, popup health, and optional redacted diagnostic.

What you needThe sideloaded Chromium extension, enabled bank hostname, and local app.

Start hereInstall the extension and enable only the banks you use.

1. Download the export as usual.
2. Check the extension receipt or held state.
3. Review rows or PDF inside GlidePath before they become official.