Buy the desktop app. Keep what you bought.

GlidePath Money Desktop

Personal

For households tracking their own finances.

58 cataloged capabilitiesSee every Personal feature →

First year of maintenance included; optional one-time $39 for another year · no automatic charge · 30-day money-back refund · install on 3 devices

Retirement & tax planning

• Retirement Monte Carlo — 1,000 simulations, sequence-of-returns risk, adjustable assumptions
• Tax Valley + Roth conversion windows — estimate your low-tax conversion window and the bracket room each year
• Backdoor Roth pro-rata + Form 8606 trail — see the IRA basis, pre-tax IRA balance, taxable conversion share, and caveats before tax season
• HSA stealth IRA planner — contribution room, age-55 catch-up, marginal-rate tax value, and tax-free growth illustration
• Tax-loss harvesting scanner — taxable-lot losses, wash-sale risk, conservative exclusions, and ordinary-offset/carryforward estimates
• Social Security claim-age scenarios — side-by-side at 62/67/70 with spousal & survivor math
• ACA bridge cost modeling — what early retirement actually costs in healthcare

Debt, cards & subscriptions

• 0% balance-transfer tracking — countdown, monthly clear pace, post-promo cliff, plus a retirement comparison that reruns the recorded plan with one current-balance-sized bump to the primary 401(k) starting balance. It does not simulate paying off the card.
• Subscription rollover tracker — warn 30 days before the "$0 trial becomes $99/yr" auto-renew hits
• Loan amortization with balloon-payment warnings; multi-loan aggregates

Your money & net worth

• Holdings + asset allocation — positions, tax lots, per-symbol prices shared across accounts
• Net worth history, cash-flow tracking, multi-partner household
• Insurance inventory + coverage gap — policy breadcrumbs, life-needs estimate, and disability after-tax benefit gap
• Calendar of due dates — BT promos, subscriptions, loan payments, bills, tax deadlines on one filterable view
• Unlimited accounts, cards, loans, transactions

Getting your data in

• CSV / tab-delimited / Excel Workbook (.xlsx) import from Mint, Simplifi, Monarch, YNAB, and Quicken · calibrated PDF transaction review for Chase, American Express, Bank of America, and Fidelity NetBenefits
• Browser extension — auto-capture from Chase, Amex, Citi · popup-flow for BoA

Access & clarity

• Explain Mode — toggle plain-English context next to the planning numbers
• Resources & plain-English guides — curated official IRS, SSA & Medicare references for each topic, plus our own “what it is / how to use it / what to look for” walk-throughs of the trickiest tax pages and a glossary for the scary terms. For anyone who finds the IRS intimidating.
• Find a fee-only fiduciary — when you want a human, a neutral directory of fee-only fiduciary advisors, the official tools to vet them, and a “questions to ask before you hire” checklist. No referral fees, no specific advisor pushed.
• Shared household planning — add each person on the in-app Partners page, tag accounts by owner (you / your partner / joint), and filter any report by person or the whole household
• 3 device installs

Your first year of updates and support is included. Before it ends, we email reminders 30, 15, and 5 days ahead. Another year is an optional one-time $39 payment; nothing charges automatically, and the version you buy keeps working either way.

Runs on Windows 10/11, macOS (Apple Silicon — Intel Macs are not supported), and Linux. Secure checkout via Stripe. Sales tax added based on your billing address (US/Canada only). You'll get your license key + download link by email within a minute of purchase.

GlidePath Money Desktop

Personal + Business

Adds a small business or self-employment side.

67 total capabilitiesSee the 9 Business additions →

First year of maintenance included; optional one-time $39 for another year · no automatic charge · 30-day money-back refund · install on 6 devices

✓ Everything in Personal — all the planning, money & balance-transfer tools on the left

Plus the business toolkit:

• Invoice creator — branded PDF invoices with your own logo & color in about a minute, then match the real bank deposit to Schedule C income: one confirmed action for a single payment, or one per deposit when payment is split
• Schedule C P&L preview — auto-maps business transactions to IRS lines
• Schedule SE + QBI estimates — self-employment tax and qualified-business-income deduction planning numbers with CPA-facing caveats
• Solo 401(k) / SEP maximizer — employee deferral, employer contribution, catch-up, and annual plan-limit receipts
• Asset depreciation tracker — Section 179, MACRS5, MACRS7
• Home office deduction — simplified method + an actual-expense estimate
• 1099 prep — payee totals + reporting-threshold detection
• Mileage log — trip record + import from MileIQ/Everlance/Stride/CSV
• Accountant pack ZIP — year-end bundle: P&L HTML + worksheets + CSVs + README. Email it to your CPA, they have everything in one folder.
• 6 device installs (covers the spouse + the work laptop + the home machine)
• Already paid for Personal? Add Business later for the $70 difference — open the License page in the app and click “Add the Business tier.” No re-buying the whole thing, same license key.

Your first year of updates and support is included. Before it ends, we email reminders 30, 15, and 5 days ahead. Another year is an optional one-time $39 payment; nothing charges automatically, and the version you buy keeps working either way.

Runs on Windows 10/11, macOS (Apple Silicon — Intel Macs are not supported), and Linux. Both tiers include the same retirement math + balance-transfer tooling. The delta is just /Business.