A silent walk through the film · watch it properly, 57 seconds with sound

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Your business income lives somewhere else.

The part that sets your taxes — invoices, mileage, expenses — usually is not in the money app at all. It is in a spreadsheet, once a year.

Bank app Spreadsheet Tax software Three places, one household.

See how the two compare →

A state, not a dashboard.

Business and household in one file, one plan — the dated brief says what those files support, what changed, what is waiting, what can wait.

10.8 months: liquid runway, modeled at planned outflows
8 accounts: recorded through Jul 1
$5,110/mo: known commitments

Fictional demo household.

Open Money State →

One decision at the junction.

The question a variable-income year keeps asking: this month's extra cash against the promo balance, or into the buffer. Change one input; the route responds.

270 days: to the promo cliff
$1,015/mo: clears it in time
$5,305: left if the pace does not change

Fictional demo card.

Open Balance transfers →

Futures you can inspect.

Self-employed income moves, so the assumptions stay in view — including the hardest 10% of simulated futures, not just the average — instead of one black-box score.

97%: of 1,000 simulated futures reach age 92 with money left
$1,416,712: at retirement, in today's dollars

Fictional demo household; modeled figures are examples, not predictions.

Open Retirement →

The whole film, in the app.

Invoices, mileage, 1099 prep, and Schedule C lines live in Personal + Business. The version you buy is yours to keep; your financial file stays on your machine.

$129: Personal
$199: Personal + Business
$39/yr: optional after year one

See pricing → Explore the full app free →

The rooms

Every part of the plan, one door each.

Money State What your files support, dated — and what changed since the last close.

Business · Schedule C Invoices, mileage, and expenses land on Schedule C lines as the year runs.

How numbers get in Your own bank export, caught client-side. Every import keeps a receipt and an undo.

Balance transfers Days to the promo cliff, the payment that clears it, and whether you're behind.

Retirement Monte Carlo with the assumptions attached — a read you can inspect, not a score.

Trust What stays on your machine, what leaves, and what you can turn off.

Everything it does → Pricing Compare Learn The film Download

The Money State film, scene by scene

The journey needs a larger screen and motion enabled. The film itself — and every room it passes through — is right here.

Watch the film — 57 seconds

See how the two compare →
Open Money State →
Open Balance transfers →
Open Retirement →
See pricing →