Why AI Keeps Recommending the Same Five Money Apps
Ask an assistant for the best budgeting app and you'll get a familiar shortlist. Here's what that answer is actually measuring — and how to interrogate it before you buy.
Read the guide →Guides
Money decisions, explained without the dashboard fog.
GlidePath guides are for people who want control without linking every bank account: import safely, track the dates that matter, and compare scenarios without pretending software is your advisor.
Start here
Start with fit, then go deeper: how to choose a money app, local-first money management, safe CSV imports, the Monthly Close, debt cliffs, RSUs, and scenario ripple effects.
How Much to Set Aside for Taxes When You Run a Side Business
Side-business income arrives without withholding. Here is how the self-employment tax and set-aside math actually works, what the four quarterly dates are, and what the IRS safe harbor means in plain English.
Read the guide →How to Choose a Money App You'll Still Like in Six Months
Popularity is a signal, not a fit test. A plain-English way to choose a money app by the workflow you'll actually keep, the numbers you can trust, and whether you'll still open it six months from now.
Read the guide →How to Use CSV Exports Without Making a Mess
CSV exports can be a sane alternative to bank-login sync if you preview, map, deduplicate, and keep an import rhythm. Here is the workflow.
Read the guide →How a Big Purchase Can Ripple Through Retirement
A big purchase does more than lower cash today. It can change monthly cash flow, debt timing, tax assumptions, and retirement projections — sometimes a little, sometimes a lot.
Read the guide →What Is a Monthly Money Close?
A monthly money close is a short household finance ritual: verify balances, import recent activity, catch stale numbers, and make the next month easier to trust.
Read the guide →Personal Finance Software Without Plaid: What You Gain and What You Give Up
A plain-English look at local-first personal finance without bank-login aggregation: the control you gain, the convenience you trade away, and how to keep imports sane.
Read the guide →Most Apps Track the Balance. Here’s How to Track the 0% Cliff.
A practical guide to tracking balance-transfer promo dates, clear-payment math, post-promo APR risk, and why the deadline matters as much as the balance.
Read the guide →Why Unvested RSUs Should Not Be Treated Like Guaranteed Retirement Income
Unvested RSUs can matter a lot, but they are not the same as cash, vested shares, or guaranteed retirement income. Here is a safer way to model them.
Read the guide →Also here, outside the series:how to audit and revoke your bank connections— finding the apps that still have a live link to your accounts, closing the ones you don’t need, and what revoking does and doesn’t do. Useful whether or not you ever use GlidePath.